1. Information Collection and Use
This Website is intended for adults. We do not knowingly collect personal information from children under the age of 13. However, if the parent or guardian of a child under 13 believes that the child has provided us with personally identifiable information, the parent or guardian of that child should contact us at if they want this information deleted from our servers. If we otherwise obtain knowledge that we have personally identifiable information about a child under 13 in retrievable form in our files, we will delete that information from our existing files so that it is not retrievable.
2. Ensuring Your Security
We currently use Stripe to process all online sales. This security statement is provided direct from Stripe:
Stripe has been audited by a PCI-certified auditor, and is certified to PCI Service Provider Level 1. This is the most stringent level of certification available.
SSL and HSTS
Stripe forces HTTPS for all services, including our public website. We regularly audit the details of our implementation: the certificates we serve, the certificate authorities we use, and the ciphers we support. We use HSTS to ensure browsers interact with Stripe only over HTTPS. Stripe is also on the HSTS preloaded lists for both Chrome and Firefox.
All card numbers are encrypted on disk with AES-256. Decryption keys are stored on separate machines. None of Stripe’s internal servers and daemons are able to obtain plaintext card numbers; instead, they can just request that cards be sent to a service provider on a static whitelist. Stripe’s infrastructure for storing, decrypting, and transmitting card numbers runs in separate hosting infrastructure, and doesn’t share any credentials with Stripe’s primary services (API, website, etc.).
For more information on security provided by our payment processor “Stripe” please visit the Stripe website directly.
3. Safe Shopping Guarantee
We guarantee that every online transaction you make will be “100% safe”. This means you pay nothing if unauthorized charges are made to your card as a result of shopping at our online store. It is determined that under the Fair Credit Billing Act, your bank cannot hold you liable for more than $50.00 of fraudulent charges. If your bank does hold you liable for any of this $50.00, we will cover the entire liability for you, up to the full $50.00. We will only cover this liability if the unauthorized use of your credit card resulted through no fault of your own from purchases made while using the secure server. In the event of unauthorized use of your credit card, you must notify your credit card provider in accordance with its reporting rules and procedures.
4. Third Parties
5. Notification of Changes
6. Email Marketing
We want to communicate with you via email correspondence only if you want to hear from us. When you purchase a policy, or submit feedback with Deductible Funding Solutions, Inc. DBA Old Oak Insurance Services, we may from time to time send you email offering additional insurance services or related products we offer. If for any reason you would no longer like to receive email messages from the Deductible Funding Solutions, Inc. DBA Old Oak Insurance Services you will have an unsubscribe option to remove yourself.
Your privacy is important to us, and for this reason we will never share or sell your email address with any third parties for direct marketing purposes. Please note, if you decide not to receive marketing emails from Deductible Funding Solutions, Inc. DBA Old Oak Insurance Services, you may still receive “Transactional” email messages regarding your membership (i.e. membership confirmation, customer service notifications, etc.) If you have questions or concerns regarding this statement, please contact us at .
Old Oak Insurance Services
P.O. Box 3657
Ventura, CA 93006
(888) DFS-INSR or 1-888-337-4677