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Coverage Plans Built For YOU!
General Liability (GL)
Essential Coverages to meet your client demands.
Coverage against claims from bodily injury, property damage and personal injury
Coverage for products/completed operations
General Liability (GL) + Professional Liability (PL)
General Liability + Property (bundle them with a BOP).
All Basic plan benefits and:
Damage to third party property
Business personal property
Lost business income
GL + PL + Workers Compensation*
Get protected against employment-related issues.
All Standard plan benefits and:
Coverage for work-related accidents and disease and subsequent:
Ongoing medical care (such as rehab)
Missed wages during recovery
*plus Workers Compensation
Why Choose Us?
Need FREE HELP? Our Insurance Specialists are here to help you find the right coverage to protect your business.
FREE ONLINE QUOTES
Get FREE Online Quotes in minutes with no pressure to buy. Compare multiple carriers and SAVE MONEY with the best PRICE and PROTECTION for your business.
Manage Your Policies 24/7
Access your smart digital wallet anytime with all of your policies and rates. Provide Certificates of Insurance anytime right from your phone. PLUS the ability to update additional insured and send info to customers as needed.
Find The RIGHT Coverage When It's Convenient For YOU!
Old Oak Insurance utilizes state of the art technology to help contractors understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
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Frequently Asked Questions
Why do Electricians or Electrical Contractors need insurance?
One wrong installation could lead your business to bankruptcy, should it cause financial or physical harm to your customer and they sue you. Monthly payments for your insurance are better than the need for huge amounts of cash over a short period of time to pay for court costs and legal fees.
What risks do Electrical Contractors face?
Having an electrical contractor business is not without its risks, which include:
Malfunction of a product supplied to the customer, which can cause destruction of their property. If the customer sues, you’ll be responsible for paying for any court costs, legal fees and settlements related to the claim.
Illness or injury to employees on the job, in which case you’ll be responsible for medical and rehabilitation costs as well as lost wages.
Warehouse flooding resulting in the destruction of electronic parts. Restocking inventory will come out of your own pocket.
These are just a few of the many risks that electrical contractors can face.
How much does Electrician Insurance cost?
There are several factors that determine the cost of insurance. Most of the time insurance carriers will need to know the type of business you own, the number of employees you have and the coverage you need. Some can also ask for additional information.
To get the cost of your insurance policy, apply for a free and no-obligation quote online or simply give our customer service agents a call.