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Coverage Options Built for YOU!
Your Business Deserves the Right Protection. Let's Find the RIGHT Policy for your specific NEEDS.
General Liability (GL)
Essential Coverages to meet your client demands.
Coverage against claims from bodily injury, property damage and personal injury
Coverage for products/completed operations
General Liability (GL) + Professional Liability (PL)
All Basic plan benefits and:
Retroactive claims (previous contracted work)
GL + PL + Workers Compensation*
All Standard plan benefits and:
Coverage for work-related accidents and disease and subsequent:
Ongoing medical care (such as rehab)
Missed wages during recovery
*plus Workers Compensation
Why Choose Us?
Our Insurance Specialists are here to help you find the right coverage to protect your business. We'll be here as your business grows so you'll always be protected.
FREE ONLINE QUOTES
Get FREE Online Quotes in minutes with no pressure to buy. Compare multiple carriers and SAVE MONEY with the best PRICE and PROTECTION for your business.
Manage Your Policies 24/7
Access your smart digital wallet anytime with all of your policies and rates. Provide Certificates of Insurance anytime right from your phone. PLUS the ability to update additional insured and send info to customers as needed
"The team at Old Oak took the time to find the right coverage for my business and answered all of my questions. I feel very confident that my business is protected and in good hands."
Find the RIGHT Coverage When it's Convenient for YOU with Our Online Platform.
We utilize state of the art technology to help contractors like you understand and buy customized coverage. Receive significant savings and the ability to conveniently manage your insurance, in a matter of minutes, all through our online platform.
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Frequently Asked Questions
Why do contractors need insurance?
Contractors bear the risks and responsibilities of making sure that a project meets the expectations of their clients. But unexpected things do happen and when they do, you must make sure that your business is protected with insurance. Insurance covers the costs of lawsuits, medical fees and other expenses so you don't have to pay out of your pocket. You simply need to pay a small monthly fee.
What risks do Contractors face?
Below are some risks contractors can face:
You made an unbalanced bid where the overhead cost is more than the estimated price of the project. This will cost your client money, and they may sue your business for their losses.
Your employee is injured while working on a project. Since you are the employer, you'll be responsible for medical expenses and could face charges if your business is sued in court.
Your business failed to meet the expectations of your client, forcing your business with the client to end prematurely.
How much does insurance for Contractors cost?
The cost of insurance for contractors usually relies on the size of the business the coverage needed. Without taking these into account, below is the average cost of insurance policies for your business:
General Liability costs $500 in annual premiums.
Professional Liability insurance costs $600 in annual premiums.